SPECIALIZED LOAN PROGRAMS
The Right Loan. The Lowest Rate. Guaranteed.
We access a network of 50+ lenders to find the perfect solution for your high-value purchase, refinance, or investment in Central Florida.
Our Elite Mortgage Solutions.
Jumbo Loans & High-Value Mortgages
Securing financing for luxury properties in Windermere and Winter Park requires specialized expertise. We navigate unique underwriting requirements and portfolio programs to offer competitive rates on loans up to $5 million.
- Loan amounts exceeding $766,550
- Lower down payment options available
- Portfolio access for complex financial profiles
- Faster closing than retail banks for Jumbo
Refinance: Cash-Out & Rate/Term
Maximize your home equity or dramatically lower your monthly payment. We shop 50+ lenders to find the absolute Cheapest rate and fee structure for your refinance goal.
- Maximum cash-out potential
- Consolidate high-interest debt
- Streamline FHA/VA options
- Guaranteed lowest closing costs
First-Time Buyers & Fast-Track Purchases
Make the process Easier with clear guidance and low-down payment options (as low as 1% and 3%). Our 24-hour pre-check gives you the confidence to compete in Orlando's competitive market.
- Conventional, FHA, VA, and USDA Loans
- Low-Down Payment options (1%, 3%, 3.5%)
- Guaranteed 24-hour pre-check
- 20-day average closing to secure the deal
PROGRAM CATALOG
Full Loan Program Setlist
Every product listed on our business card—available through our lending network. Select a program to discuss details and next steps.
FHA Down Payment Assistance
- Assistance toward down payment/closing costs
- Great for first-time buyers
Foreign National Loans
- Tailored options for non‑US residents
- Flexible documentation alternatives
1-Year Tax Return Loans
- Qualify with only one year of returns
- Great for recently self-employed
Bank Statement Loans
- Use deposits to qualify—no tax returns
- Designed for business owners
Profit and Loss (P&L) Loans
- P&L statements for income qualification
- Alternative to full-doc
Ready for Your Optimal Loan Solution?
No matter your loan need, Henry Ocaña Carrillo will find the Fastest, Cheapest, and Easiest path to your closing table.
Call Today: (787) 988-0440 Book a Risk-Free Consultation