1099 INCOME LOANS
Built for Contractors and Freelancers.
Qualify using your 1099 income with programs tailored to independent earners.
Program Highlights
- Qualify using 1099 income
- Ideal for contractors and freelancers
Next Steps
- Provide recent 1099s and proof of deposits
- We align you with the right program
1099 Mortgage Guide: Financing for Independent Earners
If most of your income arrives on 1099s (contractors, sales, creators), we have programs designed for you. Qualification may use recent 1099s, deposit history, or alt‑doc methods to accurately reflect cash flow.
We’ll review your income pattern and pair it with the lender whose guidelines best fit—then compare total cost to Bank Statement and P&L paths so you don’t overpay.