VA LOANS
Zero Down. No PMI. You Earned It.
Exclusive benefits for eligible veterans, active‑duty service members, and surviving spouses.
Why VA with Rockstar
- $0 down for eligible borrowers
- No private mortgage insurance (PMI)
- Flexible credit and DTI guidelines
- Competitive wholesale VA rates
Who It’s For
- Eligible veterans and active‑duty service members
- Surviving spouses with VA eligibility
- Primary residence purchases and refinances
VA eligibility required. Funding fee may apply; waivers available for qualified borrowers.
VA Loan Guide: Zero Down, No PMI, and How to Use Your Benefit
The VA home loan is one of the most powerful benefits for eligible veterans and service members—$0 down, no PMI, and competitive rates. As a broker, we match your certificate of eligibility (COE) with the best VA pricing in our lender network.
Whether you’re purchasing in Orlando, Windermere, Winter Park, or Tampa Bay, our job is to create the fastest, simplest path to closing with the absolute best deal available.
Key VA Advantages
- $0 down for eligible borrowers
- No PMI (substantial monthly savings)
- Flexible credit and debt‑to‑income guidelines
- Assumable by qualified buyers—useful resale feature
Funding Fee & Waivers
Most VA loans include a funding fee, which can be financed. Veterans with a qualifying disability rating may receive a waiver. We’ll confirm your COE and run total‑cost scenarios with and without financing the fee.
Documents & Timeline
- Certificate of Eligibility (we can help retrieve it)
- LES/pay stubs, W‑2s or tax returns as applicable
- Bank statements for assets/reserves
- Average closing time: about 20 days