JUMBO LOANS
High‑Value, High‑Touch Financing.
Portfolio and niche programs for luxury properties exceeding conforming limits.
Why Jumbo with Rockstar
- Access to private portfolio and niche programs
- Tailored solutions for complex financial profiles
- Concierge processing with fast turn times
Who It’s For
- Buyers with loan amounts above conforming limits
- Self‑employed or asset‑heavy borrowers
Jumbo Mortgage Guide: Portfolio Programs for Florida Luxury Homes
Jumbo financing covers loan amounts above conforming limits and often relies on portfolio guidelines. That’s where a broker shines—we scan unique niche programs to fit complex income, assets, and property types common in Florida’s luxury markets.
Whether you’re buying in Windermere, Winter Park, or coastal Tampa Bay, we align underwriting to your profile and compress timelines to keep your offer competitive.
What We Optimize
- Asset depletion, RSU/bonus income, business K‑1s
- Interest‑only or hybrid options where appropriate
- Second homes and investment properties
- Condos, non‑warrantable, and unique property types