ITIN LOANS
Finance with Your ITIN.
Programs that accept an ITIN in place of a Social Security number—purchase or refinance.
Program Highlights
- Accepts ITIN in place of SSN
- Purchase or refinance options
- Flexible documentation paths
Next Steps
- Verify ID and income assets
- We match you with ITIN‑friendly lenders
ITIN Mortgage Guide: Buy or Refinance Using an ITIN
ITIN programs help qualifying borrowers finance a home using an Individual Taxpayer Identification Number in place of a Social Security number. We work with multiple ITIN‑friendly lenders to secure competitive terms and a predictable path to close.
These programs are portfolio‑based and evolve over time. We’ll align you with the lender whose current guidelines best match your profile and property goals.
Typical Requirements
- Valid ITIN and government ID
- Proof of income and assets (documentation options vary by lender)
- Primary, second home, or investment depending on program